What Does Verizon Insurance Cover? (all You Need To Know)

There is definitely no way of knowing what is covered, without the actual policy in front of you.
To me it’s a good idea to find the policy in front of you, to make sure what benefits you’re going to get by having it.

If you’re just getting caught up, read on to the “Why It’s Important” section to get more information about this topic.

What Does Verizon Insurance Cover In 2022?

In other words, the insurance company will only cover the phone that lost or was broken. It is important to note that the insurance will cover the device that has lost or broken it. If you’re the one to break the phone, the insurance company will not cover the replacement costs. However, if you’re not the one to break the phone, the insurance will cover whatever you lose or break.

If you have questions about the benefits of Verizon insurance, keep reading to discover all the information you need.

What Does Verizon Mobile Protect Cover?

Verizon Mobile Protect is a premium insurance offered by Verizon and the monthly cost will depend on whether it covers one device or multiple devices.

The individual Tier 1 and Tier 2 packages are $19.99 and $14.99 per month respectively. But the multi-device plan is $50 per month.

– Repair or replacement of the product
– Installation of a new/different phone
– Replacement of a battery
– Replacement of your SIM
– Installation of a warranty card

This policy covers the costs of these issues, and for the repair of any other issues, such as screen breakage, water damage, or damage due to your own misuse.

What Does Verizon Protect Cover?

Verizon protects you against loss of your device due to theft or a lost/stolen card.

Screen Protection
Accidental Damage

It is important to keep in mind that Verizon Protect is a one-year service. After this one-year period, the service will end. Customers must renew their service to continue the service for another year.

What Does Verizon Total Mobile Protection Cover?

Personal mobile phones.
Mobile phones which were lost or stolen.
Damaged mobile phones.
Mobile phones which were vandalized.
Mobile phones which were accidentally or purposely misused.
Mobile phones which were accidentally or purposely left behind.
Mobile phones which were used by unauthorized people.

Does Verizon Insurance Cover Theft?

If you have any questions about your policy, please contact your insurer or you can contact Verizon directly at 800-848-5688 (US and Canada) or 1-800-878-8388 (International).

If you have a stolen phone, make sure to contact Verizon right away to begin filing a claim to get a replacement device and have service to the stolen phone disconnected.

Does Verizon Insurance Cover Lost Phones?

Verizon insurance covers your phone regardless of whether or not another person has had the chance to steal it.

Furthermore, please notify your carrier of a lost phone immediately to ensure that the carrier is able to prevent unauthorized use of your SIM card.

Does Verizon Insurance Cover Charging Ports?

It appears that there are some issues with the charging port, which is causing the phone to crash. You can take the phone in to a Verizon store to have them clean out the charging port.

Does Verizon Insurance Cover Cracked Back Of Phones?

Verizon doesn’t cover a cracked screen as well because that’s the part of the gadget that’s the most prone to breakage.

If your phone is cracked, the screen is cracked, and it’s damaged because it hit the ground, the only thing you’re covered for is the front screen and the back screen.

Does Verizon Insurance Cover Broken Cameras?

Verizon phone insurance doesn’t cover a broken camera specifically, but you can get a replacement device at a low cost if you have Verizon insurance.

The cost of a replacement device and the deductible are the responsibility of the insurance company.

If you need more information, you can also read our posts on Apple Care, coverage, and what does Apple Care cover.


Verizon insurance does not cover cracked screens or phones because the screen or phone are not covered under the “damage” that are listed under the “accidental damage” section of the policy.

Verizon has already cut the number of insurance plans that are available for customers, and has pushed customers to its premium plan called Verizon Mobile Protect.

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About the author

I have always been a shopaholic. A lot of times my questions went unanswered when it came to retail questions, so I started Talk Radio News. - Caitlyn Johnson

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