Does Walmart Cash Two-party Checks? 

Now, Walmart is not just any normal company with any normal products, they have a variety of specific products that they offer through their service centers.

As mentioned, your only concern is how many checks your company can cash; how many times you can cash it is irrelevant.

Does Walmart Cash Two-Party Checks In 2022?

At Walmart, you can pay for your purchases using bank account, credit cards, cash, debit cards, etc. You can also use the credit cards to make Walmart purchases. In addition, the money can be withdrawn directly from a money market account.

Continue for more info on how you can cash your second-party Checks at Walmart!

How To Cash A Two-Party Check At Walmart

You can find your local Walmart store and head over to the customer service desk or in-store banking department. Ensure the two-party check is signed with relevant signatures that match the payees.

It is important that you understand that a written check that is drawn on a corporation may or may not be honored. Some states honor only certain kinds of checks, and some states honor no corporate checks.

When names are joined together by ‘and’ both of the parties will need to be present.

In the event that the check is drawn on a bank that closes its premises after hours or at the weekend, an authorized agent will be required to present identification, a certified document, or an e-signature.

You will be given 2 checks and each check is endorsed “For Deposit Only” on both sides.

How Are Funds Paid By Walmart?

When you choose a Walmart MoneyCard, a $3 reload fee will be added to your bill every time you top up via a Walmart MoneyCard.

Does Walmart Charge A Fee To Cash A Two-Party Check?

Yeah, Walmart will cash your Two-Party Check for a maximum fee of $6 if it has been deposited into a checking account. It cannot cash two-party checks with more than $6 and cannot cash checks with more than $150, all in accordance with the US Patriot Act.

Even though, Walmart was one of the most affordable places to cash a Two-Party check, with others charging $10 for it.

Are There Check Cashing Limitations At Walmart?

I used to work at a Walmart store. I found that no matter how hard you tried to follow the rules, the managers would come by and look at your checkbook. Sometimes they would even make the bank deposit for you.

You can cash up to 3-party checks worth $200 or less for a fee of up to $6. According to Walmart, 3-Party Check cashing is available in most jurisdictions, excluding New Jersey.

To learn more about opening a checking account at a Walmart Money Center, read our guides on opening a checking account, and how to open a savings account.


For a $6 maximum fee, Walmart will cash your checks for $200. You, and the second payee, where necessary, will need to bring a government-issued photo ID. Ensure names and signatures are stated and separated by either “and/or” so the associate knows how to proceed.

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I have always been a shopaholic. A lot of times my questions went unanswered when it came to retail questions, so I started Talk Radio News. - Caitlyn Johnson

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