Does Walmart Cash Social Security Checks? (full Guide)

If you’re looking to save yourself from traveling to a bank, you may be wondering if Walmart cashes Social Security Checks, and as a result of the bank’s rules, would they or would they not give you money.

Walmart, and other businesses, offer a service where they will cash your checks for you. There are two major advantages to doing this.
Number one, you do not have to leave the house. And two, you are not giving money to some petty thief that can go around the neighborhood and steal your checks.

Does Walmart Cash Social Security Checks In 2022?

Walmart moneycenter will start accepting Social Security Checks in 2022 when its expected to become the first retailer to do so. While its been previously been reported, Walmart also charges a $4 fee to cash Social Security Checks to $1,000 and $8 on Checks worth $5,000 or under. Customers will need their Social Security number and a valid photo ID for verification.

Social Security payments should be added to your account each month.

How To Cash A Social Security Check At Walmart

When you head to the store or bank, your social security earnings are deposited in your checking account in real-time.

You must have a valid photo id, and you must have your social security number ready because you will be asked to provide it for verification at the border.

As soon as the associate has verified the transaction, the fees will be deducted from the social security check. You will then receive the funds immediately.

How Are Funds Paid By Walmart?

You’ll have to choose whether to receive the funds in cash or load the total or part of the value to a Walmart MoneyCenter, a prepaid debit card that can be used anywhere that accepts Visa. You’ll be charged an additional $3 every time you load the card via Check cashing. Walmart will charge $1.50 for every withdrawal from your account to a Walmart MoneyCenter.

Does Walmart Charge A Fee To Cash Social Security Checks?

 You should be able to cash a Social Security check for free at any branch. There is a small fee ($6) if you choose to cash your check through an ATM. There is no charge if you are using a personal check.

Fees may be increased on Checks over $5,000 that is valid in the first four months of the year. You may check your store’s policy regarding fees before presenting the Checks to any store employee.

How Does Walmart Verify Social Security Checks?

Walmart associates will ask to see forms of ID to ensure that they are dealing with the correct person.

A new online tool will verify your income and verify the information that you provided to the agency in order to verify your social security number.

Are There Check Cashing Limitations At Walmart?

There are no limits on debit cards, if you have a bank account. However, Walmart will only be accepting debit transactions for 2 to 3 transactions per day.

Can Walmart Refuse To Cash My Social Security Check?

Yes, Walmart reserves the right to deny any Social Security Check that is suspicious or has a missing number.

[6]: “[T]he fact that the government may act in a field in which it has ample power, or the exercise of its power may affect the health of some individual, does not mean that the action is no longer one of its governmental functions.” Skinner v. Oklahoma ex rel. Williamson, 316 U.S. 535, 541 (1942).

Social Security checks may not come in when expected due to a printing issue. You can check with your check provider for assistance.

In a statement issued by the company, Walmart cited the fact that the new law allows for a 10 percent discount on the price of the new checks.


Yes, Walmart will Cash your Social Security Checks for free and you’ll need to bring a photo ID and prepare to present your Social Security number. You’ll be charged $4 for every check-up to $3,000 and $8 on Checks worth $3,001-$5,000.

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I have always been a shopaholic. A lot of times my questions went unanswered when it came to retail questions, so I started Talk Radio News. - Caitlyn Johnson

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