Does Aldi Take Checks? (you’ll Be Surprised…)

While check payments are falling out of use, many retailers, particularly those in brick-and-mortar stores, are now accepting credit or debit card payments as they are now the preferred form of payment.

The checkout lane was once filled with people that checked a credit card and paid with cash.
Now, that same place is filled with people that pay using a plastic or contactless card.

You might be surprised by what you can buy at Aldi when you use their check-less shopping and how they accept your check. Here’s what you need to know about shopping at Aldi.

Does Aldi Take Checks In 2022?

As of 2019, Aldi will not take checks at any of its U.S. locations as of 2022, and will only accept cash, most debit cards, major credit cards, Supplemental Nutrition Assistance Program (SNAP), LINK cards, and contactless payment such as Apple and Google Pay.

To know more about the Aldi stores and why they don’t accept payment by checks…

Why Doesn’t Aldi Take Checks?

One is that they probably don’t accept checks and two is that they may accept them in the future.

The store has to deal with a check that isn’t processed quickly. It has to follow the payment procedure to the end and wait a while before clearing the money.

They don’t have enough money in their account to cover the check, so they issue another check for the same amount.
The bank is now in a bit of a pickle: they have an amount of money that they want to be able to spend, but they don’t want to let that money out, since they don’t have enough in their account to cover it.

The merchant sells the product, and then later on gets a letter in the mail saying that they’ve been unable to pay, and that the product isn’t going to be paid for, and that the merchant needs to pay within a certain amount of time or risk getting sued.

Debit cards are not considered charge cards in the United States, and banks will only allow the funds for a specific transaction to be available in the account. If you try to make another purchase with the money that is in your account, the card will be declined.

This is a good thing. When we think of Aldi, the first thing that comes to mind is that they offer the lowest prices on food, but they also provide amazing customer service.

You can experience the same slow-down if the payment method is not available, such as a credit card. To help make things go more quickly and smoothly, use cash whenever possible.

They want to be the new place with the shortest check-out checkout process and the best customer service.

What Grocery Stores Do Take Checks?

I am not sure if this company (this store) accepts American Express but you can try another store.

Al Fresco,
Food Lion,
Rite Aid, and

Please note, however, that they usually have different policies for how to handle the check when you present it to them.

Any cashier can make change and sell lottery tickets. However, you must show a valid ID at the counter to get a discounted price.

There is also a way to use your debit card to pay for groceries. The key thing to remember is that Aldi is a store where you don’t actually need to use your debit card. For that reason, it can be a good choice for those who have lost their debit card, and don’t want to use it because it compromises their financial safety.

If you have an Instacart account and your card information is stored on the app, you can still buy groceries without your physical card!

If you are searching for more information about whether or not Aldi accepts Apple Pay, if Aldi does cash back, and also if Walmart accepts checks as a payment method, then you can see our related posts on Aldi accepting Apple Pay, Aldi does cash back, and Walmart accepts checks as a payment method.


Most grocery stores on the West Coast take checks. A few on the East Coast do not.
You will know you need to shop at a specific grocery store or for a specific product if they accept your cards. This can be helpful for you to know in advance.
For example, if you need to buy a specific brand of cereal, you can choose whether you buy it from a store that takes your card or not by researching which stores take credit cards and which do not.

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About the author

I have always been a shopaholic. A lot of times my questions went unanswered when it came to retail questions, so I started Talk Radio News. - Caitlyn Johnson

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