But some customers who sign up for TJ Maxx Credit cards have complained they end up paying more than they would at an ATM and that the cards are hard to apply for.
This means that the credit card company is not going to charge you an APR (Annual Percentage Rate), but if you do not balance your monthly payments, you will end up paying a high interest on the unpaid balance. If this is the case, you may wonder how to cancel a TJ Maxx credit card.
How Do I Cancel a TJ Maxx Credit Card In 2022?
If you want to cancel your TJX Rewards credit card, call the customer service number on the bill, or you can cancel the card online. If you want to cancel your TJX Rewards Platinum MasterCard, you can do that at any TJX store with a credit card machine. You can also cancel your card by calling 1-877-890-3150.
To learn how to cancel a TJ Maxx credit card, please read the next sections. This will help you to learn how to handle your credit cards.
How Do I Cancel a TJ Maxx Credit Card?
In order to cancel your TJ Maxx Credit Card, you must follow the instructions that come with it.
You can easily call into the TJ Maxx Rewards Card, if you have an unbalanced, unsecure account. Call the number above and cancel your card.
You can cancel your TJX Rewards Platinum MasterCard by calling 1-877-890-3150.
This can be a difficult decision when there’s no certainty of the future.
The negative impact on your credit will be the same as calling up your bank and asking for a credit card that you can only use to make purchases.
Further, you will lose your credit history if you are no longer using the card.
What’s the Right Way to Cancel a Credit Card?
There are a few steps you need to take because they want to make sure there is no glitch when you cancel your accounts.
What Bank Holds the TJ Maxx Credit Card?
If you are a TJ Maxx Rewards member and want to apply online for a TJ Maxx credit card, then just go to the TJ Maxx website and select a credit card.
Does the TJ Maxx Credit Card Have an Annual Fee?
The TJX Credtific Credit Card has a high-interest rate of 27.99%. It has a $35 late fee on unpaid balance.
To apply for this specific credit card, click here to access the online application. Alternatively, you can download the application from the links below. The required fields are highlighted in red. Please complete the application carefully and save it as a PDF file, in case of data entry errors.
You earn rewards that can be redeemed in any TJ Maxx, Marshalls, HomeGoods, and Sierra stores in the area you’re shopping in.
For every $1 you spend using your TJ Maxx rewards Credit Card, you are awarded with 5 Point for your purchases. Once you reach 1000 points, you receive a $10 Reward Certificate.
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Is the TJ Maxx Credit Card Free?
It is free to have no monthly and annual fees. However, there is a high APR of 27.99% if you have unpaid balances.
You may cancel this card at any time without charge. But be careful, because after a certain period of time, your account will be charged a $35 late payment fee. If you decide to cancel this card, please notify the bank as soon as you can to avoid the $35 late fee.
Does the TJ Maxx Credit Card Build Credit?
The TJ Maxx Rewards Credit Card helps you build your credit since you can use it as a second credit card.
If you do not pay bills on time, it may ruin your credit score.
If you don’t pay your monthly loan payment by a certain date, the bank/lender will report that you have not paid, and that will be reflected on your credit score.
Is the TJ Maxx Credit Card Worth It?
First, you should learn whether there are any fees or charges associated with the services provided by your credit card company, and whether the fee is non-refundable.
TJ Maxx credit cards have a variety of rewards and cashback on purchases, and the bonus for the cardholder is getting the discount on all purchases while getting the points for whatever they spend.
The TJX Rewards Credit Card is the base product and the TJX Rewards Platinum MasterCard is just a better product.
This card can also be used in other stores within the TJX Group.
– The card has no annual fee.
– There is no Foreign Transaction fee on the card.
The TJX Rewards Credit Card is a great card for frequent shoppers, because it allows
you to earn cash back and earn points that you can turn into discounts.
If you want to apply for this credit card, simply click on the [Apply Now] button online.
When the Platinum Card is used at a physical place like a store, you earn 1% cash back. So it can earn you 1 cent on every dollar you spend.
If you have outstanding cash balance, we will take a percentage of your cash in the form of a deposit.
These aren’t good reasons to cancel your TJ Maxx credit cards. However, by cancelling this credit card (while keeping the others), you’ll hurt your credit scores.
If you’re a frequent shopper with these credit cards, you may want to cancel them and pay off the remaining balances.
The first thing to do when you cancel your card is to call the card issuer to stop the billing cycle.
As a TJ Maxx customer, you’ll be glad to know that you can now shop the retailer’s wide selection of trendy, designer and everyday clothing, accessories and home furnishings with the use of Google Pay and Samsung Pay.
However, TJ Maxx is a high-volume retailer, with many locations throughout the United States, often operating only one day a week. Because of this, getting a refund for your purchase is more difficult.
As of 2019, the company has been acquired by Amazon.
(2) If you apply for consumer reports and if your application is denied and you are later able to show that
your report contains a mistake, you can still get a free credit report, but only if the mistake was made
by the credit reporting agency.
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