Does Target Have Afterpay? (is There A Limit, Can It Be Used In-store + More)

Once you have an account you can use AtPay to pay any of the above payment methods. You can also get cash back from your credit card company for each transaction.

If you shop at Target a lot, and have been wondering if the Afterpay program is currently available through the company, keep reading to see what I found out on the subject!

Does Target Have Afterpay In 2022?

I tried to use it but it didn’t work. It’s only available for Target app and Unfortunately, Target doesn’t accept Afterpay in-store in the US. However, Target stores in New Zealand and Australia accept Afterpay both in-store and online.

If you want to know why afterpay is only available with a debit and credit card to use with Target online or at Target Stores, why the afterpay checkout process on is the same as the Target Stores checkout, and more, then keep reading!

Does Target Accept Afterpay in the US?

Fortunately, the Target store I work at does accept Afterpay.

Previously, the Target app would allow online payments via the app, in the form of a credit card as well as debit card. However, Target now only accepts payments from a credit card.

Target is now using alternative payment platforms in-store, so they are no longer using Afterpay in-store.

Can You Use Afterpay in Store at Target?

You can still use Afterpay in the US at most US Walmart, Costco and Sam’s Club locations, as well as most independent locations.

How Do I Use Afterpay at Target Online?

I’d like to take a moment to let you know that we’re still working hard to improve the app, but we’ve also just launched the Target Payment App and it’s available for you to use now.

The Target Payment App gives you access to payment cards and cash cards (like Target gift cards), as well as offers and transactions at

To process your order using Afterpay, simply proceed to checkout once you are done shopping. Select Afterpay as your payment method, and make the payment in the required amount.

Afterpay is a prepaid card that lets you pay for your purchases online without having to put in any credit card information.

In addition to using your email address or your Afterpay number, you will also need to select your Afterpay PIN.

If you already have an active Afterpay account, just log in to your account, whether it be through the app or through

You may now purchase your items.

For the safety and comfort of customers, customers waiting for their items at the register will have the opportunity of signing for them if the register is not ready.

You may need to create an account with Afterpay,
so that you can apply for the best repayment plan for your purchases.

If you intend to use an Afterpay account, you may receive a prompt during your check out to create an account.

You are about to create a Target Account for your new debit card. However, if you are already a Target customer, you have an account already. Therefore, you will be asked to use this account.

When it comes to credit cards, you will need to have a credit card or debit card with at least enough in it to cover the purchase.

Please do read the full terms before committing to an offer.

It is very important to get the right balance of credit and debit cards for the job. You need to make sure that you can cover the costs of the job.

If you have no card or a card with a foreign
transaction fee, you will not be eligible for Afterpay.

Another thing to note about Australian Afterpay is that there is a 10% premium for being an Australian citizen.

Does Target Have an Afterpay Limit?

Target doesn’t have a limit on Afterpay purchases. In fact, the policy does not even mention prices after a certain period of time.

To use Afterpay online, you have to spend a minimum of $1, and you can spend up to a maximum of $1,000. If you spend more than one, you will be charged an extra 10 percent for extra transactions.

For example, a service may limit a particular customer service agent to a maximum of $50 worth of transactions per day, and each service agent is
then assigned a particular number (e.g. 10,000) on which to make that
limit his or her daily transaction limit. This limits the agent’s
transactions by 10,000 points per day.

Afterpay allows you to pay for purchases in installments of your choice. If you are unable to buy the items you want with a credit card or debit, you may apply for Afterpay.

At the time of purchase, the amount of the purchase is taken out of your account. It is then subtracted from your available credit. This leaves an amount called the “amount owed.” That amount is the minimum you need to spend to qualify for AfterPay. There is no maximum limit to the amount you can be owed.

To use afterpay in-store, you will need to make around $100 in purchases.

You should make sure that it’s under the amount limit that you have mentioned.

However, if you exceed the limit, you will not get any compensation.

Are There Items Not Available with Afterpay?

1. Mobile phone handsets

2. Non-mobile electronic devices

3. Credit Cards, gift cards and cash.

4. Items that have been purchased with an associated membership plan.

But if you choose to buy any of these items, then you will be unable to select Afterpay as your payment method.

Afterpay will then only allow the transaction if you have enough available funds in your account.

Here is the complete list of non-targeted items and services that Target will not accept through their afterpay platform.

Does Target Accept Other Buy-Now-Pay-Later Services?

Visa Electron credit, debit and prepaid cards, plus Afterpay and Revolving credit card service.

Afterpay, Zip and PayPal can only be used with the Target app or on

On Target’s website, it accepts Target Card, Walmart e-mail, and Target e-mail.

To learn more, you can check out our posts on: Whether or not Target accepts Venmo, if Target takes EBT, and if Target has layaway & payment plans.


Afterpay is a feature you can use instead of cash for your purchases and you’ll only pay for the items you purchase in that timeframe.

United States retailers have moved to other platforms for online purchases by using a buy now pay later option, because they are using the Target checkout process.

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About the author

I have always been a shopaholic. A lot of times my questions went unanswered when it came to retail questions, so I started Talk Radio News. - Caitlyn Johnson

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