Does Costco Accept Afterpay? (all You Need To Know)

People are using Pay Later financing options to make purchases and pay them off over a certain period.

*The Costco Membership Plan is offered in the United States and is not available in Canada, Brazil, or the United Kingdom. It is not available in certain remote areas. Visit for more information.

Does Costco Accept Afterpay In 2022?

A big change is coming to Costco as it plans to stop taking the plastic after 2022. Rather, customers will be able to use debit, credit and some cards. Costco also accepts Visa, Mastercard, debit and ATM cards, Costco shop cards, Apple Pay, Google Pay, and Samsung Pay.

In order to understand if Costco accepts Afterpay and other payment methods, you should know about these.

Why Doesn’t Costco Accept Afterpay?

Costco wants customers to use their own payment methods such as credit card.

Therefore, this payment is not available for online shopping.

Although Costco doesn’t approve of the buy now-pay later financing platforms, you still can use other financing options like Zip.

Does Costco Take Buy-Now-Pay-Later Payments?

You can get financing from Zip. Zip is a company that allows you to finance purchases from stores such as Costco.

This deal with Zip, Costco customers have to pay for their purchases in four installments in six weeks.

In this case, you’ll be expected to pay 25% of the total cost upfront and the rest of the money will be due in the payment period.

The new Zip payment app is available in the App Store and Google play store. With this new payment method you can pay online at and in their stores. The Zip app is FREE!

If you don’t use a linked card, you may be able to pay now and pay later or automatically.

The notification is for Costco customers to allow them to pay their bills and ensure they don’t miss a payment.

If you’re shopping in-store at Costco, go to the in-store tab on the Zip app, enter the total purchase amount, and confirm the total to generate a virtual card.

*The transaction is not complete until the merchant signs the receipt*.

After you add the Zip virtual card to Google Play or Apple Wallet, the Zip app will ask you to link the card to your account.

What Other Payment Methods Can You Use at Costco?

Different payment methods are used depending on where you shop. So let’s take a look at each of them in more details.

Walmart, Costco, Target, Sam’s Club, Costco, and Dollar General are all U.S. warehouses and are all offering free shipping on orders of at least $35 shipped to their warehouses.

You can use Visa, Mastercard, American Express, or Discover credit cards.
Your membership ID will be a 16-digit number that begins with the number “35” and is followed by the last four numbers of your Social Security number.

1. The Costco Advantage Card to pay for up to $20 in fuel. The Advantage Card has NO annual fee.
2. The Costco card that you carry in your wallet to pay for up to $20 in cash per transaction.
3. The Costco Card that is linked to your debit or credit card.
4. The Costco Card that is linked to your checking account.

Do You Have to Pay Interest for ‘Buy Now Pay Later’ Services at Costco?

If you are using buy now pay later financing with Zip at Costco, you won’t be charged interest.

Yes, you might incur late payment fees when the billing cycle is late. You need to confirm with the store.

Which Other Stores Accept Afterpay?

There are other stores that accept this same form of financing. For example, there are many grocery, electronics, and shoe stores that accept this form of financing.


The following is a list of “target” rules for the “target” grammar

The target name can also be used as a verb, as in the following example.

This service allows you to buy items now and pay for them later. The service is only available in the U.S. through and the Target app; therefore, you can’t use this buy-now-pay-later service in-store.

You can use your Afterpay card that you got via the mobile app to shop on the web.

I am sorry, you have to login, use is card like a credit card, the amount of money is in your account.

Keep in mind that there is no limit to Afterpay payments on, so you can pay as much as you would like.

To ensure that you don’t go past your limit, you should keep track of your purchases.

Bed Bath & Beyond is a great place to buy furniture, appliances, and a lot of other things.

You can also pay using Afterpay at the Bed Bath & Beyond retail stores.

When shopping at Forever 21 with Afterpay, your first payment will be made at the time of purchase and the remaining three payments will be deducted every two weeks.

It is worth to note that you can make additional payments while your order is still processing. No need to worry about that, we will handle it for you.

Buy now and pay later is available for purchases of at least $10 at the Bed Bath & Beyond website.

The best way to get more information regarding the product you want to purchase is to check out the price and compare it with the pre-approved amount.

Unfortunately, you cannot use Afterpay for a gift card if you purchase at Bed Bath & Beyond. It’s an interesting way to buy gifts, however.

How Does Afterpay Work?

If you have a credit card, you can buy products now and pay later at no interest. Shoppers can pay for the product within 6 weeks over four installments.

Though Afterpay doesn’t specify the minimum purchase amount, you may need to align to the set requirements from the retailer.

To pay using this service, you need to download the Afterpay app and sign up to open an account by clicking on the link in the email.

Use Afterpay, an after pay method, to buy now and pay later. You could add your debit card to a digital wallet, like Apple Pay, to make payments easier.

A few days ago, it was reported that the CEO of Costco, S. Robbin Powell, has been replaced by the acting CEO, David Nelson.


Costco doesn’t accept afterpay but it has other different payment plans that customers can use. Costco takes Zip, formerly known as Quadpay, allowing shoppers to pay for products in installments.

You can shop in-store, using one of the many payment methods accepted. Additionally, you may use cash or EBT cards when shopping. No credit cards or debit cards are accepted in-store.

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I have always been a shopaholic. A lot of times my questions went unanswered when it came to retail questions, so I started Talk Radio News. - Caitlyn Johnson

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