Does Target Accept Visa & Mastercard Gift Cards? (full Guide)

I found out about this great deal from a friend of a friend and so I went and purchased four of them (for $10 each). They are actually really good, and I like the idea of getting a gift that I’ll be able to use.

Visa gift cards can be purchased directly from Target, and can be used in any Target store. However, the gift cards cannot be used in stores that do not accept Visa gift cards. A Visa gift card can be used only in the country of purchase.

Does Target Accept Visa & MasterCard Gift Cards In 2022?

If you’re looking to buy a gift card, Target accepts both prepaid Visa and MasterCard gift cards at all store locations and online as of 2022, and accepts both prepaid credit gift cards and physical gift cards like those issued by Nordstrom and Macy’s.

Prepaid Visa and MasterCard gift cards give you the flexibility to use them wherever Visa is accepted and where Visa is accepted.
You can use them to pay for items in stores, online and in certain restaurants.
You can use them to pay for travel and other purchases.
If you have a prepaid card, you can use it to make daily purchases, pay your bills, and even redeem gift cards or cash back.

How Do You Pay With A Visa or MasterCard Gift Card In-Store At Target?

Target stores that accept all major credit and debit cards also accept gift cards from many prepaid card companies.

All that you need to do is present your physical Visa or MasterCard gift card at the associate’s checkout register and pay for your purchases.

If you’re paying for your items at the self-checkout counter, you can scan the gift card code on the back or key in the gift card number to use your gift card.

Can You Use Visa Or MasterCard Gift Cards At

Customers who are shopping at Target online can use both Visa, MasterCard, and American Express gift cards at checkout.

To apply your gift card payment, enter the gift card number in place of a long card number along with the CVV code on the back when prompted for payment at

For card transactions, there is a limit of $500 per gift card.

Additionally, digital Visa and MasterCard gift cards can be used at as well — copy the card number from the email and apply it at checkout. If you purchase a gift card through the email, you will receive a confirmation with credit card information. After that, if you have a gift card already that you would like to use, just select “Gift Card” on the right, enter the number, and click “Continue”.

If you see a blue box with a red and black striped border, its the CVV code, which is required.

What Can You Use A Visa Or MasterCard Gift Card For At Target?

Visa cards are usually accepted at Target Stores,, Target mobile website, and the Target app.
MasterCard cards are also usually accepted at Target Stores,, Target mobile website, and the Target app. However, some Target locations do not accept MasterCard cards. You can check at the front desk to see if your Target location will accept MasterCard cards.

But, there are certain purchase restrictions–prepaid Visa or MasterCard gift cards cannot be used for ATM transactions, cash advances, or for lottery purchases (which are categorized as casino trading).

The only way you can purchase a gift card with a credit card is to buy a gift card using Target’s in-store app.

Can You Use Digital Visa Or MasterCard Gift Cards Via Target Wallet?

If you haven’t downloaded the Target Wallet, it’s an app for your Android or iPhone that allows you to use your debit card to pay in-store at Target or earn rewards.

 All orders must be placed using a digital or paper card and all cards must be redeemed online or printed if redeeming in-store.

Does Target Sell Visa or MasterCard Gift Cards?

Target sells Visa and MasterCard gift cards on their website, but the amount of credit on them may vary.

* You can select between physical gift cards or eGift cards.
* The eGift card will be sent by email to the recipient.
* An eGift card is not a physical gift card; it will not be sent to the recipient’s mailbox.

The minimum total credit on a gift card is $5 and fees vary according to the amount of credit purchased. We are sorry that you have reached this limit.

Keep in mind that gift cards cannot be bought in bulk, and that you cannot reload a gift card at any time.

To see more information you can see our information on how to load an EBT Foodstamp Card, and where you can use SNAP when you shop at Target.


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I have always been a shopaholic. A lot of times my questions went unanswered when it came to retail questions, so I started Talk Radio News. - Caitlyn Johnson

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