Afterpay, which is owned by Block, Inc., is one of the largest buy now-pay-later businesses, along with Klarna, Affirm, Zip, Sezzle. People were reluctant to shop in person when the pandemic started and were also financially afflicted. The BNPL companies’ zero interest, 6-week installment plans are so appealing.
Afterpay was accepted by hundreds of thousands of retailers in the US and UK. Is StockX on this list? If not, what are the options?
StockX has an afterpay
StockX does NOT offer Afterpay, but they will accept other buy-now, pay-later options like Zip, Klarna and Affirm. They allow you to make interest free installments over a time period depending on your plan.
What is Buy-Now, Pay-Later (BNPL Financing)?
Buy-now-pay later (BNPL), a financing option that allows users to purchase an item and then make the rest of their payments in weekly or monthly installments. Although it works almost the same way as credit cards, consumers prefer BNPL due to its lower interest rates and easier use.
Afterpay, Klarna and Zip are the largest players in short-term lending. During the coronavirus pandemic, they grew to multi-billion-dollar companies.
Customers had to find other ways to purchase necessities without going broke because of the loss in employment, lower disposable income and reliance on online shopping during lockdowns. BNPL’s flexible payment schedule and zero-interest financing became the preferred choice over credit cards with their high interest rates and hefty fees.
StockX offers buy-now-pay-later options
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Not all countries offer buy-now-pay later options. Check their official site to see if Klarna, Zip and Affirm are available in your country.
How to use Klarna in StockX
Klarna won’t charge interest for you using its platform to buy StockX products. Your first payment will be made at the time of purchase. Then, you’ll pay the remainder every fortnight or monthly depending on the plan you choose.
How to use Klarna in stockX
1. Download Klarna on your phone.
Register for a free account
Navigate to the Klarna Browser page.
Browse StockX to find the items you want and add them to your shopping cart.
Click the pink button “K Pay” at the bottom.
Follow the prompts on screen to complete your purchase
How to use Zip in StockX
Zip allows you to pay 25% upfront and the remainder in three installments over six weeks. How to use Zip in StockX
Get Zip for your phone and create an account.
Go to the “Online” tab, and search StockX.
As usual, add items to your cart.
Select “Pay with Zip” at the checkout page
Make sure the purchase amount is correct.
To complete your order, follow the instructions on screen and confirm your card details.
How to use Affirm in StockX
Affirm, like Zip and Klarna, allows you to purchase StockX products with 4 interest-free installments every 2 weeks.
Here’s how you use Affirm in stockX
StockX is available for purchase as usual.
Checkout, choose Affirm in the “Or continue With:” section.
If you are a new user, you will be asked to create an Affirm Account.
Choose your preferred payment plan. You have the option of bi-weekly interest-free payments or monthly payments with varying interest rates.
Before you click “Confirm”, verify that your details are correct.
StockX accepts payment methods
If you do not wish to use BNPL, StockX allows you to shop using any of the accepted payment methods.
All major credit cards accepted
– Debit cards
Gift cards
Alipay
PayPal
Apple Pay
Google Pay
StockX Doesn’t Accept Afterpay.
StockX doesn’t disclose why it won’t accept Afterpay. This seems like a smart decision, considering that Afterpay is accepted by their biggest competitor, GOAT.
Afterpay charges merchants a 5% transaction fee, plus the setup and maintenance fees. StockX accepts all major BNPL services. They are probably too busy with other matters to accept Afterpay.
Conclusion…
StockX does NOT offer Afterpay, but it accepts other BNPL services like Zip, Klarna and Affirm.
StockX’s embrace of buy-now, pay-later payment options is a sign that it will only be a matter time before Afterpay follows suit.
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