Does Abercrombie & Fitch Have A Credit Card? (Pros, Cons, & More!)

Abercrombie & Fitch is a well-known clothing brand that has established itself as a leader in the industry. Abercrombie & Fitch Co. has three clothing brands under its umbrella. Is Abercrombie & Fitch able to issue credit cards?

Yes. Yes, Abercrombie & Fitch stores have credit cards that offer benefits. This card isn’t as well-known and not widely used, but it can save you money if you shop at Abercrombie & Fitch.

You can find out more about Abercrombie & Fitch credit cards and how to use them. Continue reading. We will be discussing the advantages and disadvantages of this credit card so that you can make a decision about whether you want it.

Which Bank is Abercrombie’s Credit Card?

Comenity Bank is a leading issuer of credit cards. This bank is popular for card-issuing because it has issued credit cards to 34 million customers. The bank was founded in 1989.

They also offer credit cards for Abercrombie & Fitch stores such as Avenue, American Home and Carson’s GameStop.

Although the A&F credit cards are easy to apply for, they will require your credit score. If you have poor credit, you may not be eligible to use them. This card is not for people who spend a lot on brands and want to spread the word about it.

How do I apply for the Abercrombie and Fitch Card

Applying for a credit card is simple and easy. It’s also great for improving your credit score. For an application, you can visit their website or call 1-800-695-9833.

Step 3

You must meet certain requirements before you can apply for the credit card. You must be at least 18 years old, possess a valid government ID, and have a social security number.

If you meet the requirements, you are eligible to apply for the card. These things are essential in order to prevent anyone from misusing the cards.

Step 3

Next, you will need to visit the Comenity Bank website and complete the form. This is a very simple form that you need to fill out. It requires your name, social insurance number, birth date, and annual income.

You will need to fill out additional information such as contact information, address, phone number, and email address. You can also add an authorized buyer to your credit card so they can purchase items on your behalf.

Step 3

You are done. To submit the form, you will need to review the terms and conditions. Soon you will receive an email with information about the status of your application.

Hollister: Can you use your A&F credit card?

Hollister does not allow you to use an Abercrombie & Fitch card. Yes, Hollister is still owned by the Abercrombie & Fitch company. Only Abercrombie stores can accept the credit card online or in-store.

The card cannot be used in any other Abercrombie stores or third-party websites. The card can only be used in Abercrombie stores or online.

Pros and cons of Abercrombie Credit Cards

This credit card has many benefits and drawbacks. Some people find this card useful, while others find it inconvenient.

It is important to mention that the Abercrombie credit card was not widely used. However, you can still make your decision by reviewing the pros and cons.


This is why you should consider getting a credit card.

There is no annual fee

This card is not like other credit cards. You only have to pay a monthly fee.

It’s easy to apply

You don’t require any complicated documents to apply. The application is also free so there’s no need to pay.

Monthly fee low

Although the monthly fee is dependent on many factors, it is generally very low. This allows people to purchase whatever they wish without having to spend a lot of money at once.

It is a great way to build credit.

This card is simple to apply for and can be a great source of credit building. A good credit score can be used to purchase a higher-quality credit card. This is a great use of credit.

No interest rate

If you pay your monthly fee on time, there is no interest. If you don’t pay the monthly fee on time, an interest rate will apply. You will be fine as long as your payments are on time.

Online use

Credit cards are not available online, and most credit cards cannot be used in-store. This credit card cannot be used online, but it can be used to purchase from Abercrombie.


Let’s now look at the reasons people don’t want to buy this credit card.

High-interest rates

The interest rate will rise if you don’t pay your fees on time. Although the average interest rate is 25% it will vary depending on how much credit you have. This is still a high rate.

No benefits

Although the card offers 25% off your first purchase, there are no other real benefits. Although they claim that the card will give you a gift on your birthday, it does not offer anything special. It is used to spread out payments.

It is not applicable everywhere

It can only be used at Abercrombie stores, as you all know. Hollister is not allowed to use it, as they are part of the parent company.

Here are some more questions

These are some common questions people have about Abercrombie & Fitch credit cards.

Is Comenity Bank a Real Bank?

It is a bank and a financial institution. The bank has over 135 retail partners, and 50 million customers.

Hollister or Abercrombie better?

Hollister is more affordable and caters to teens while Abercrombie targets a more mature market. Depending on your preference, you can shop at both brands. There are no better brands than any other.

What is the easiest card to get?

Abercrombie & Fitch credit cards are easy to get. It is also easy to obtain a Zales creditcard, an Ann Taylor store card credit card and a Petland card.

Credit cards can be obtained with good credit scores.

You want to know more about Abercrombie. You can read our related articles to find out if Abercrombie has Hollister or Klarna and if Abercrombie does not burn unsold clothes.


You now know that Abercrombie has their own credit card. It is not used by many people because it only works if you shop at Abercrombie and Fitch at least once a month.

After reviewing all of the pros and cons, you should now be able to decide if the Abercrombie card is right for you.

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About the author

I have always been a shopaholic. A lot of times my questions went unanswered when it came to retail questions, so I started Talk Radio News. - Caitlyn Johnson

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